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# Finance Director Paying Overseas Suppliers: Stablecoin FX Through an OTC Desk, Settled in Minutes in Brazil

> How the Crown FX OTC desk settles in minutes the FX of a company that often pays suppliers abroad, versus up to two business days at a bank.

A company that regularly pays suppliers abroad can use the [Crown FX](https://crown-brlv.com) OTC desk to convert reais to USDC with settlement in a few minutes, where a bank remittance takes up to two business days. Orders are agreed directly with Crown's operators by WhatsApp or Slack, the channel meant for large volumes.

**How a trade runs**

1. The company asks the desk operator for a quote.
2. The desk answers with the price and the whole spread on view.
3. The company confirms; execution is immediate at the locked price, within applicable operating limits.
4. Settlement is real time: Pix on the real side, USDC on the dollar side.

**Timing and size.** For payment operations the documented ceiling is US$ 100,000 per operation. Settlement takes minutes, and Crown can also settle on D+1 or D+2 on request. Sending the USDC on to the supplier is a step the company performs itself, between wallets.

More: [paying Brazilian suppliers with a stablecoin](https://brazilianstablecoins.com.br/paying-brazilian-suppliers-stablecoin-redemption-markers/), [traditional FX versus stablecoin FX](https://brazilianstablecoins.com.br/what-is-the-difference-between-traditional-fx-and-stablecoin-fx-in-brazil/) and [the Liquidity Provider and FX-as-a-Service models](https://brazilianstablecoins.com.br/institutional-brl-usdc-liquidity-provider-vs-fx-as-a-service/).