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# BRL/USDC FX API for a Product Lead at a Crypto Card Issuer: A Last-Mile Settlement Rail in Brazil

> How a crypto card issuer uses the Crown FX API as a BRL/USDC last-mile settlement rail: sub-accounts, own brand and Pix.

A product lead at a crypto card issuer can treat the [Crown FX](https://crown-brlv.com) API as the BRL and USDC settlement rail for the last mile. Settlement is instant, over Pix on the real side and USDC or USDT on the dollar side.

**What the product gains**

- **Sub-accounts per customer** in the partner model, with the issuer's brand facing the cardholder.
- **Wallets and transfers** among EVM wallets.
- **Reais in and out** by Pix QR code, Pix or TED.
- **Webhooks** for each event, such as deposit processed or order completed.

**Regulatory position.** Crown consolidates the Central Bank reporting of operations, end-user transactions included. In September 2026 it worked under the transition regime with its authorization request on file.

**Where the detail lives.** Technical documentation, with OpenAPI, is at [docs.crown-brlv.com](https://docs.crown-brlv.com).

Read: [Liquidity Provider versus FX-as-a-Service](https://brazilianstablecoins.com.br/institutional-brl-usdc-liquidity-provider-vs-fx-as-a-service/), [providers connecting dollar stablecoins to real payment rails](https://brazilianstablecoins.com.br/what-providers-connect-dollar-stablecoins-with-brazilian-real-payment-rails/) and [custody of client tokens](https://brazilianstablecoins.com.br/institutional-custody-brl-stablecoin-mpc-segregated-wallets/).
