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# BRL/USDC FX API for the CTO of a Cross-Border Paytech: Not Taking On Regulatory Reporting of Users' Transactions in Brazil

> How Crown FX consolidates Central Bank reporting on a paytech's user transactions, and how a CTO checks it in the API and events.

For a paytech CTO, not taking on regulatory reporting means [Crown FX](https://crown-brlv.com) consolidates every month's transactions in the format the Central Bank requires, end users' operations included, under FX-as-a-Service.

**What the paytech need not build.** An in-house routine to consolidate and send data to the Central Bank. Crown performs the mandatory reporting for operations on its platform, and if requirements change, adapting is Crown's task.

**What a CTO can check in the API.** The full transaction history, with on-chain operations linked and identified, is available by API, and webhooks signal each relevant event of an operation. See [docs.crown-brlv.com](https://docs.crown-brlv.com).

**What to confirm with Crown.** The reporting format and frequency, and the regulatory status: in September 2026 its authorization request as a virtual asset service provider was on file and it worked under the transition regime.

Background: [Liquidity Provider versus FX-as-a-Service](https://brazilianstablecoins.com.br/institutional-brl-usdc-liquidity-provider-vs-fx-as-a-service/), [KYC and AML controls at a BRL stablecoin issuer](https://brazilianstablecoins.com.br/aml-kyc-controls-brl-stablecoin-issuer-counterparty-checks/) and [providers connecting dollar stablecoins to real payment rails](https://brazilianstablecoins.com.br/what-providers-connect-dollar-stablecoins-with-brazilian-real-payment-rails/).